Thursday, September 5, 2013

Good news Thursday

That's an understatement!

Sweet Baby Jesus, today has been a good day. I feel a little uncomfortable getting too excited about it, because I have that superstitious side of my brain that feels like if you openly acknowledge something good, then it will end up going away.

But after such a long string of struggles and obstacles and bad news and letdowns, today was a breath of fresh air.

So first of all, our new mortgage guy did our official credit pull yesterday in order to start our financing paperwork. I was a little nervous, because he said he would call us first thing this morning to give us the update on it, and he didn't call...

But it turns out that he was just busy with a couple of closings today. Phew!

The Husband spoke with him early this afternoon, and our credit is... well... quite wonderful! Not only did our scores jump up fairly significantly since the first mortgage guy pulled our credit in May, but that stupid credit reporting that gave us so much grief a couple weeks back is GONE BABY GONE!

My guess is it fell off due to its age.

You know, just like it was supposed to. Just like we told the previous mortgage guy it was supposed to. Just like we told the collections company itself that it was supposed to.

So suck it, Alaska!

Muhaha.

I think they already did...

So the new mortgage guy has several more closings tomorrow (lucky bastards), so it looks like we will have to wait until next week to sign our disclosures and lock in an interest rate. But our paperwork is good to go. Which is an indescribable relief.

Then after that little tidbit of fabulous news, I spoke with our builder. I had been trying to get in touch with her to see if she had ordered the carpet we picked out last week, and she's a tough lady to get ahold of. But I did, and while she hasn't ordered the carpet yet (apparently she's doing it tomorrow), everything else is ordered and we are totally on track to be done by the end of October!

She also said that the only potential snafu is the well. The well water has to pass very strict regulations (apparently some of the strictest in the country... which I guess is good for water quality) and it takes at least two weeks to complete the process. If they pass the first test, we're good to go. If they don't, however, it can be as long as six more weeks to get it re-tested.

It's like a government regulated Punxsutawney Phil.

Anyway, if the well fails, that pushes back our closing date several weeks, which sucks in an unbelievable way and totally screws us over.

BUT!!!

Being the blessed soul that she is (or decided to be today, anyway), our builder said that in the unlikely chance that the well fails the particulates test and has to be retested, we can go ahead and still move in and just wait until our new closing date! She knows had badly we hate our apartment and how badly we want to be in the house, and I guess she felt sorry enough for us to grant us early occupancy.

And I'm more than willing to take her pity if it means getting in my house on time! So that was excellent to hear.

And then, to make a good day even better, we found out that The Husband is getting a 2% raise! I mean, nothing life changing by any means, but more is more, and we're more than happy to take it!

So, like I said, today was a good day.

No comments:

Post a Comment